This morning I nearly cried on the phone to the Life Insurance salesman.
Whether it's heightened sensitivities with G being away, hormones, or that I'm just an emotional being, when discussing sums required to support Max if I pop it early, well, I nearly howled.
I can't bear to even imagine it. Obviously.
However it's important to me that I do.
I was reminded recently how fragile and unexpected life can be. Having my affairs in order for the sake of my loved ones is suddenly feeling a paramount urge.
It was certainly not always the case, but these days I would consider myself good at managing my affairs in many ways - banking, investments, scheduling, work, health practices - but there's a big chapter that has been neglected.
The 'what if' chapter.
Life insurance. Income protection. Banking and investment information shared. An updated (ehhmmm created) Will...
As an eternal optimist I've often talked myself around the need for these things, justifying that it's more "useful" and "relevant" for those associated costs to be funnelled elsewhere. Truth is, before Max, I'd say lots of that was valid.
But things have changed, and as with anything, as life updates so does our need to address how we manage it.
So I'm snapping to it.
I'm looking at the areas of life-management where I cringe with how out-of-touch I am with them.
I'm dropping any unhelpful judgements of "why haven't I sorted this yet?" and "you're an idiot for not already having this in place!" and instead acknowledging my willingness to sort it now.
I've been so acutely uncomfortable in addressing these areas previously that it's stopped me from actioning anything. What I'm realising now is that beyond that discomfort, with a little compassionate action and awareness, is the far greater comfort of having practical, relevant, tailored solutions in place for the "what ifs".
(That salesman did a great job on me huh?!)
I realise this is perhaps a little dry, and to many may seem a touch irrelevant, so let me bring it home by asking you this;
What area of your 'life management' is feeling so neglected right now that the idea of looking at it makes you recoil away? (Finances, insurances, health-checks...?)
What is 'that thing' that you have been meaning to organise FOR AGES but yet to take any further steps in completing? What is the pay-off to doing this? And more importantly, what is the potential cost of NOT doing it?
If those questions bring something to mind, my advice is this;
Drop the shame, lift the blinds and dive in.
You'll feel so much better for it in the long run!
So much love,